Credit cards are widely accepted and commonly used for online and in-person purchases. Major credit card providers such as Visa, Mastercard, American Express, and Discover are widely accepted.
Debit cards are also widely used and accepted. They allow customers to make payments directly from their bank accounts and are often used for both online and in-person transactions.
Mobile payment services such as Apple Pay, Google Pay, and Samsung Pay are gaining popularity in the United States. These services allow users to make payments using their smartphones at compatible payment terminals.
PayPal is a widely used online payment platform that allows users to make secure payments using their PayPal balance, linked bank accounts, or credit/debit cards. It is widely accepted by online retailers.
Various digital wallet services, such as Venmo and Cash App, are popular for peer-to-peer payments and transferring funds between individuals. These wallets often link to bank accounts or credit/debit cards.
Direct bank transfers or electronic funds transfers (EFT) are commonly used for larger transactions, such as paying bills or transferring funds between bank accounts.
While cash is still accepted in many places, it is less common for online purchases and is more commonly used for in-person transactions.
It's important to note that payment methods can vary depending on the specific retailer, online platform, or service being used. Additionally, the availability of certain payment methods may depend on factors such as location, type of purchase, and individual merchant policies.